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This website will give you many current options.

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Credit Repair & Credit Restoration Services

Credit report repair companies are not equal. Check out the differences.

Just a single 30-day late can severely impact your credit scores. Removal of questionable negative items is proving to be an effective means of credit repair and increasing credit scores.

Improve Your Credit Scores

With over 15 years of experience in credit restoration and working with a group of Consumer Advocate attorneys, our company has developed numerous tools and strategies which have repeatedly proven to be effective at removing negative items. Our results prove it can be done.

Remove Questionable Negative Items

Consumer protection laws defend you against inaccurate and unfair credit reporting. Our credit repair help uses these very things to your strategic advantage. We offer superior experience, proven results and affordability with our credit repair education manual and included disputing program. We continue to help clients take action on their credit.

Start by ordering our FREE Self Help Guide. It lays out the basics, the law and may be all you need.

Results Don't Lie

Can I Do This On My Own?

Absolutely! Although we have perfected an effective disputing assistence program we also provide you a free self help guide to help you determine what you can do on your own. We will even advise you to do so if we feel it is in your best interest. Our program is most often utilized by those needing more extensive credit repair and rebuilding of credit, those lacking the time or skill required to build an administrative case where legal action might result. A simply phone call will give you a free consultation.

Is This Legal?

The Fair Credit Reporting Act gives you the right to question inaccurate, outdated, misinformation and unverified accounts. Congress and our Courts continue to support accurate credit reporting and have furthered consumer credit rights. It is our goal to educate consumers as to their credit rights, fair and accurate credit reporting and credit repair.

What Is Verifiable Credit?

This simply means that the credit information can be verified with the source. If the creditor is unwilling, unable, or unavailable to verify that a credit item is accurate and timely, they must remove the credit information.

What Is Accurate Credit?

This means 100% free of error. The credit information must in no way be unclear, ambiguous, untimely, incomplete, or misleading. Although some credit reporting may be technically accurate, it may not be truly accurate based on circumstances as seen in many court rulings.

How Long Does It Take?

Improving your credit and credit scores typically takes six months or more (although we have had numerous cases where this occured sooner and some which took longer). It will improve when negative credit items are removed, but it also requires the continuing use and management of credit. Our credit education manual goes into detail on how to achieve both. Results vary case by case.